Author: Dan Godlin

Students can receive financial aid while on disability. Grants, loans, and work-study programs remain available as long as they meet the basic income and enrollment requirements. When families explore Can I get financial aid while on disability, they often learn that disability-related costs may increase aid. SSI or SSDI benefits rarely block eligibility. This guide explains how students can qualify, apply, and reduce costs. Key Takeaways • Most federal and state programs support students with disability. • Documented medical or accessibility needs can increase aid amounts. • Schools may adjust the cost of attendance when disability costs are high. •…

Yes, part-time students can qualify for financial aid if they meet federal and school-based eligibility requirements. For families comparing full-time and part-time funding options, understanding how to obtain financial aid for college clarifies which programs are applicable. Many programs, including the Free Application for Federal Student Aid (FAFSA), the Federal Pell Grant, and federal student loans, offer funding to students enrolled in at least six credit hours per term. When asking Can you get financial aid for part-time students, the answer depends on aid type, financial need, and enrollment level. Part-time enrollment doesn’t remove eligibility, but it reduces award amounts.…

Easy-to-receive scholarships help students cover college costs without complicated applications or long essays. These awards typically have straightforward rules, broad eligibility criteria, or expedited decision-making processes, making them accessible to high school seniors, college students, and international applicants. By focusing on these scholarships, students can reduce reliance on student loans and maximize available funding. Knowing which scholarships are easy to get helps students use their time well and apply strategically. This provides them with a strong foundation before exploring more detailed strategies and tips. Key Takeaways Early Expert Advice CollegeCommit has helped hundreds of students with scholarship applications across the…

College students have access to numerous financial, academic, and daily life resources. These benefits for college students include government aid, scholarships, grants, and work-study programs to help cover tuition and living expenses. Students can also utilize free campus resources, discounted software, meal plans, and special offers from local stores. Checking eligibility helps students use all available programs, especially when verifying their student status. The following sections explain how to access these benefits if you attend college or a college or university. Key Takeaways Government and Financial Benefits Federal and State Aid Programs Students in the U.S. can utilize federal and…

Yes, students can get scholarships while in college. Many programs provide funding to help cover tuition, books, or living expenses. Some scholarships renew each year if students keep strong grades or stay active in school activities. These opportunities are open to undergraduates, graduate students, and even high school students preparing for college. Understanding how to obtain scholarships while in college aligns with your goals, helps you plan ahead, and reduces the cost of tuition. Many people think scholarships only apply before college, but that’s not the case. Colleges, private donors, and nonprofit organizations all offer awards for students pursuing higher…

You cannot use student loans for anything you want. They are intended for expenses such as tuition, housing, books, and transportation, as listed in your school’s cost of attendance. Using them for vacations or shopping can violate loan terms and result in penalties. So, can you use student loans for anything? No. They must be used only for approved education and living expenses that serve legitimate educational purposes. Key Takeaways Student loans only cover qualified educational expenses such as tuition, housing, food, and transportation approved by your school’s financial aid office. Using them for personal spending or investments can cause…

Students can get grants for college by completing the Free Application for Federal Student Aid (FAFSA) and meeting eligibility requirements set by federal, state, or institutional programs. These grants are funds that do not require repayment, making them one of the most effective ways to pay for college. At CollegeCommit, we guide families through each step – from preparing documents to understanding available options – so students can access funding with confidence. Key Takeaways What College Grants Are College grants are awards that do not require repayment. They differ from loans, which must be repaid with interest. Most come from…

There are no fixed FAFSA income limits. Any student can file the Free Application for Federal Student Aid. FAFSA uses the Student Aid Index (SAI) to determine how much a family can afford to pay. The SAI reviews income, assets, and family size.  Colleges compare the SAI with the cost of attendance to decide how much aid a student may receive. How FAFSA Calculates the Student Aid Index (SAI) The SAI looks at parent income, student income, assets, and tax details. Parent income counts at different rates after protection allowances.  Student income above a certain amount is weighted more heavily…

The answer depends on the level of education, FAFSA does not cover private elementary or high schools, but it can be used at approved private colleges and universities. Private K–12 students must rely on support from schools or state programs, while college students at accredited private colleges can receive federal aid. Knowing this difference helps families plan. You can also review how to get financial aid for college to learn more about how the process works. At CollegeCommit, we help families understand how FAFSA connects to the college process. FAFSA rules can feel confusing, but our goal is to make…

Most scholarships do not require repayment because they are a form of gift aid. Students can keep them if they stay enrolled and maintain grades. Repayment happens only if a student withdraws or loses eligibility.  Understanding do you have to pay scholarships back helps families plan better and avoid unwanted financial surprises. Key Takeaways Most scholarships do not require repayment unless rules are broken. You may owe money only if you drop out or lose eligibility. Loans must be repaid with interest; scholarships and grants are gift aid. Some scholarships require that unused funds be returned. Quick Answer: Do Scholarships…