Students can get grants for college by completing the Free Application for Federal Student Aid (FAFSA) and meeting eligibility requirements set by federal, state, or institutional programs.
These grants are funds that do not require repayment, making them one of the most effective ways to pay for college.
At CollegeCommit, we guide families through each step – from preparing documents to understanding available options – so students can access funding with confidence.
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Key Takeaways
- Completing the FAFSA is the first step for students to qualify for grants for college.
- The Pell Grant and FSEOG remain the most common federal programs.
- Submitting the FAFSA early can improve eligibility since funds are limited.
- Students should reapply for aid annually and maintain academic progress.
- Combining federal, state, and private grants helps reduce loan dependence.
What College Grants Are
College grants are awards that do not require repayment. They differ from loans, which must be repaid with interest.
Most come from the Department of Education, state agencies, or private organizations, each with specific eligibility requirements.
Unlike scholarships, which are merit-based, many grants are need-based and determined through FAFSA data. Common examples include the Pell Grant and the Federal Supplemental Educational Opportunity Grant (FSEOG).
Both help undergraduate students whose families cannot fully cover the cost of attendance.
These programs are awarded to students based on need and enrollment status, making them critical for those seeking ways to fund higher education.
At CollegeCommit, we help families understand how different types of aid complement one another and how to leverage them through strategic planning to make the most of available student grant money.
Types of College Grants
Federal Grants
Funded by the Department of Education, such as the Pell Grant and FSEOG.
State Grants
Offered by state governments to residents meeting specific income or academic criteria.
Institutional Grants
Provided by colleges and universities as part of aid packages.
Private Grants
Funded by organizations supporting students in certain demographics or fields.
Each grant is awarded based on need, merit, or both. Merit-based options consider GPA and academic achievements, while need-based ones use FAFSA data.
Our team at CollegeCommit helps families identify programs that align with their student’s goals and plan strategically to maximize award potential.
2025 Federal and State College Grants
The Pell Grant remains the cornerstone of federal student aid. For families comparing different types of aid, it helps to understand whether a Federal Pell Grant is the same as financial aid.
Award amounts can reach up to $7,400 per academic year, depending on financial need and enrollment status.
Students with exceptional needs may also qualify for the FSEOG, which can provide between $100 and $4,000 annually. Including both federal and state grants can reduce a family’s out-of-pocket costs.
Many states have aligned programs that mirror federal guidelines. Texas, Florida, and California have all expanded support to help students manage tuition costs. Submitting the FAFSA early ensures access to both state and federal opportunities.
At CollegeCommit, we keep families updated on policy changes and guide them in completing accurate, timely applications.
How to Apply for College Grants
To apply for college grants, students must complete the Free Application for Federal Student Aid (FAFSA). If you’re unsure whether FAFSA is mandatory, it’s required for nearly all federal and state programs.
The FAFSA Application Process
The FAFSA evaluates income and household data to determine eligibility. Gather documents early to prevent delays.
Checklist:
- Create an FSA ID.
- Gather W-2s, tax returns, and bank statements.
- Add your school list.
- Submit early.
- Review your Student Aid Report (SAR).
Families may also need to complete a student grant application through their college or state program. Each submission ensures consideration for both federal and institutional grants.
Those who also plan to apply for student grants and loans should review terms carefully, as grants never require repayment, while loans create long-term obligations.
At CollegeCommit, we teach families to approach financial aid with the same precision as admissions strategy – preparation leads to results. Submitting early increases eligibility for need-based grants.
Explore our guide on how to get financial aid for college for more insight.
State Grants in Texas, Florida, and California
Texas
The TEXAS Grant and Tuition Equalization Grant (TEG) help students at public and private colleges based on need and progress.
Florida
The Bright Futures Scholarship and Florida Student Assistance Grant support strong academic performance or financial need.
California
The Cal Grant program (A, B, and C) assists students by covering tuition, living expenses, or vocational training.
A Texas student combining the Pell Grant and TEXAS Grant may cover most tuition at a public university, while a California student with a Cal Grant B award can reduce costs by several thousand dollars.
At CollegeCommit, we help families identify early opportunities and coordinate awards for maximum impact.
Managing and Maximizing Your College Grants
Maintaining eligibility requires staying enrolled and meeting academic standards. Losing progress can reduce funding. Renew your FAFSA annually to keep grant eligibility active.
Families can combine grants and scholarships to reduce reliance on federal student loans or private student loans, minimizing long-term debt while maintaining flexibility.
At CollegeCommit, our advisors review award letters and design personalized financial aid plans that align with admissions goals.
We help families understand how multiple aid types work together to pay for college effectively. To explore options for your student, schedule your free private call today.
Common Questions About College Grants
What are the deadlines for FAFSA grants?
Submit as soon as FAFSA opens on October 1. Deadlines vary by state.
How do I qualify for a Pell Grant?
You must be an undergraduate without a prior bachelor’s degree and meet income criteria.
Are grants better than loans for college?
Yes. Grants reduce total costs without repayment, while loans create debt.
Can merit-based students receive grants, too?
Yes. Some programs combine need-based and merit-based qualifications.
Do I have to apply for grants every year?
Yes. Most programs require an annual FAFSA. If you’re wondering how many years you can get financial aid, eligibility typically extends up to six years of full-time study.
At CollegeCommit, we help families plan so students maintain eligibility and funding throughout college.
Sources and Verification
All data is sourced from the U.S. Department of Education, FAFSA, and state higher education agencies. CollegeCommit ensures recommendations align with official updates.
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